Business Loan is generally unsecured loans offered by different banks and financial
Institutions based on someone's financials. Business Loan is a term loan availed for different
tenures between 1 year to 5 years period depending on bank and customer's business
profile and healthy financials. This loan offered to self employed professional and self
employed non professionals like Proprietorship, Partnership, Private Limited and even
Limited Companies.
When someone is starting a new business or expanding his/her
business, he/she opts for business loan and approach a reputed financial Institution for
his/her or Company's immediate cash infusion. This kind of funding does not require any
kind of collateral or guarantor and the loan approval process is very less comparing to
mortgage loan or cash credit facility.
➤ Age of the customer or Vintage proof of the company.
➤ Financials of the customer like yearly sales, profit, cash flow and obligations at the time of login.
➤ Profile of the customer Repayment history with any bank or financial institution.
➤ Repayment capability based on the financials of the company/customer.
➤ Attractive rate of interest and schemes for professionals like Doctors, Chartered Accountants, Architects etc
➤ Photograph
➤ Company Profile
➤ Pan Card & Adhaar Card Copy
➤ Property Ownership Proof
➤ Office Address Proof
➤ Last 3 Years ITR + Computation and Balance Sheet with Audit Report and all Annexure
➤ Running Working Capital Sanction Letter and Loans Schedule
➤ GST Registration Certificate
➤ Last One Year GST Returns Copy
➤ Last Six Months Bank statement of all showing in balance sheet
➤ Last six months Saving Account Bank Statement of Applicant
➤ Company Profile
➤ Company Pan Card Copy
➤ Office Address Proof
➤ MOA & AOA with all form 32
➤ List of Directors and Share Holding Pattern attested by C.A. on letter head
➤ Last 3 years ITR+ Computation and Balance Sheet with Audit Report and all Annexure
➤ Running Working Capital Sanction Letter and Loans Schedule
➤ GST Registration Certificate
➤ Last One Year GST Returns copy
➤ Last six months bank statement of all showing in balance sheet
➤ Photograph of all Directors
➤ Pan Card Copy of all Directors
➤ Residence Address Proof of all Directors
➤ Last 3 Years ITR with Computation of all Directors
➤ Last six months saving account statement of all Directors
➤ Running Loan Schedule of all Directors
➤ Company Profile
➤ Company Pan Card Copy
➤ Partnership Deed
➤ Property Ownership Proof
➤ Office Address Proof
➤ Last 3 Years ITR+ Computation and Balance Sheet with Audit Report and all Annexure
➤ Running Working Capital Sanction Letter and Loans Schedule
➤ GST Registration Certificate
➤ Last One Year GST Returns copy
➤ Last six months bank statement of all showing in balance sheet
➤ Photograph of all Partners
➤ Pan Card Copy of all Directors
➤ Pan Card of all Partners
➤ Residence Address Proof of All Partners
➤ Last 3 Years ITR + Computation of Income with Financials of All Partner
➤ Last one Six Saving Account Statement of All Partners
We are authorized channel partners for some banks and non-banking financial companies only. Attached rate chart of different banks and Non Banking Financial Company's. It has been prepared solely for informational purposes and should not be construed as an offer to buy or sell or a solicitation of an offer to buy or sell any transaction. The contents are based upon or derived from information generally believed to be reliable although no representation is made that it is accurate or complete and Sequoia accepts no liability of swastik Capital. This website is not responsible for any information related any bank and Non Banking Financial Companies.
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